The no annual fee make it an easy decision.įurthermore, I would only use this credit card if you are not already getting at least 1.25% for all the other purchases. To make it easy for yourself, the cash back would be credited against those purchases. But if you do make Walmart.ca purchases several times a year, I would definitely consider using this card for those purchases. ThoughtsĪs mentioned above, this is a pretty standard no annual fee cash back credit card. There is also a minimum of $5 redemption requirement, as well as increments of $5 for anything above. The cash back cannot be redeemed for cash or anything other method. The cash back is credited against Walmart.ca and Canadian Walmart stores purchases only. From this perspective, the best use of this card is really for online shopping. The 1.25% and 1.% for all other purchases is fairly standard for a no annual fee card. The only competitive multiplier bonus is the 3% cash back on walmart.ca purchases. While the additional $10 bonus is awarded within two statement periods after signing up for electronic statements. Note that both purchases must be made within 30 days of receiving the card.
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